Coverage that follows you from contract to contract
Agency benefits end when the contract does. A private PPO you own keeps working between assignments and across state lines — so a three-week gap never means going uninsured.
How many people in your household need health insurance coverage?
Including yourself.
The usual problem
- Agency coverage that ends with every contract
- Gaps between assignments with no insurance at all
- HMO networks that stop at the county line
- Re-enrolling in a new plan every 13 weeks
The private PPO answer
- One plan, every assignment. Your coverage doesn't reset when your contract does.
- Networks that travel. PPO networks cover you on assignment far beyond your home base.
- No-gap transitions. Enroll any month, so the space between contracts stays covered.
Why travel nurses choose a private PPO
Travel nursing pays well precisely because it's flexible — but that flexibility is exactly what breaks employer-style coverage. Agency plans start and stop with each contract, and Marketplace plans are anchored to one region's network.
A private PPO is coverage you own. It enrolls year-round, doesn't care who your current agency is, and uses broad networks designed to work when you're 500 miles from home. For California-based travel nurses, that means one card in your wallet from Sacramento to anywhere your next contract takes you.
What happens when you reach out
Answer three quick questions and a licensed California advisor gives you a call. They'll handle whatever you need — options, network checks for the hospitals you actually work at, and enrollment — free, and around your shift schedule.
Frequently asked questions
Will I be covered while on assignment in another state?
PPO networks are built for exactly this — broad, multi-state access to doctors and hospitals. Your advisor can confirm coverage for the specific regions you work in.
What happens between contracts?
Nothing — that's the point. Your private plan continues as long as you keep it, whether you're on assignment or taking a month off.
Is this different from the agency's benefits?
Yes. Agency benefits belong to the agency and end with the contract. A private PPO belongs to you.